Bad Credit, No Problem With High Risk Loans From Specialized Lenders Online

If you know your credit score stinks, then choosing one of the high-risk loans can help you get the cash you need in your pocket fast. When you know you need a little financial assistance, you can turn to online lenders to help you in a pinch. These lenders can help you with many different types of loans and you can get cash in your bank account the same day, if necessary. The best part is they specialize in bad credit, so you don’t have to worry about what your report looks like. Some of these lenders don’t even check your credit, which can be very helpful.

Fast Cash Bad Credit Loans

The easiest type of high-risk loan to get is going to put up to $1,500 in your pocket with 24 hours. Most know this type of loan as a cash advance or payday loan. These fall in the personal loan and signature loan categories and they won’t require a credit check. If you need cash fast, this is the type of loan you want to consider because you can put cash in your pocket within a few hours, in most cases. Simply apply online, become approved, fax in any necessary documents (usually pay stub, copy of ID, and a utility bill), electronically sign your loan documents and get your money.

Unsecured High Risk Personal Loans

Another type of loan you can get if your credit is ugly comes in the form of an unsecured high-risk loan. These loans don’t require collateral, but they will not be all that easy to get. They are often reserved for those with good credit, but some lenders will work with bad credit, as well. It may take up to a week to become approved and get your money, but you can get much more with this type of loan. These personal loans can give you up to $25,000 and often will have a much longer term than other loans. You may get up to 5 years to pay the loan back and this can really help when you need money in a crisis and a few hundred dollars won’t cut it.

Peer 2 Peer or Person 2 Person Loans

Another online loan you can use if you have bad credit is known as a P2P loan. This type of loan website actually connects individual investors with those seeking loans. They can help you get the cash you need very fast and this can really make a difference. Most of the time you can get your loan within a week and the individual investors won’t look too closely at your credit rating. They base the loan on what you have to say and how equipped you are to pay the loan back.

Co-Signer Loans

If you cannot become approved for the loan you need, don’t have any collateral to secure it, and need more than a cash advance offers, then a co-signer may be necessary. You will need someone with good credit that can vouch for you by signing the loan documents, as well. They will be at risk if you don’t pay the loan back and it may be hard to find a co-signer, but you might not have any other option.

Pawnshop Loans

However, if you cannot find a co-signer and the other options above don’t work for you; it is possible to get a pawnshop loan. This is a very easy loan to get, but you will need collateral. The good news is they don’t require the collateral to be a property you own or a vehicle. They will accept jewelry, electronics and pretty much anything of value. Most of the time you will get about half or a little more of the actual value of the item, as the loan amount. You will have 90 days to pay the loan back and get your item out of pawn, in most cases.

When you have bad credit, it can be difficult to get a loan, but if you get creative, you can find the money you need. If all else fails, you can go right back up to first option and get a cash advance online. This is probably the most popular type of online high-risk loan out there because of the quick turnaround. The good news is some companies actually give you up to 100 days to pay your cash advance back and they will give you lower payments because of the longer amount of time.

Stainless Steel Jewelry

Pieces of jewelry made of stainless steel feature a beautiful silvery finish that is resistant to tarnish. This has made them a popular fashion jewelry choice among many people all over the world. The steel used to make jewelry has a non-reactive surface and is also hypo-allergenic which makes it an excellent choice for making high-quality body jewelry. Being resistant to surface scratching means that the pieces of jewelry made of this material will retain their attractive brushed finish for longer than most other materials.

Stainless steel jewelry is loved by many people not just because of their durability but also for the amazing beauty. Today, many fashion and body jewelry are made of steel alloys. In addition, the alloy is used to make wedding jewelry and a host of other jewelry meant for a lifetime wearing. To get the most out of such pieces of jewelry it is important to know how to spot the best piece. Here are important guidelines to consider when buying jewelry:

Body Jewelry

Body jewelry are made with special care so that they can be worn through body piercing. This requires special material that will not corrode or cause any other harm to your body. The best body jewelry are made of surgical grade stainless steel. The alloy has low nickel content and does well in an environment with low oxygen. If you intend to wear your body jewelry for longer hours then consider one with a smooth finish and made from the 316 LVM surgical steel which has low sensitivity and is not susceptible to infection or irritation.

The body jewelry made of steel are specially harden to prevent scratching and thus are free from pathogens and any form of turning. To buy body jewelry also remember to get the right size because a piece that is too large for your piercing will cause injuries to your body while those that are too small may fall off.

Fashion Jewelry

Jewelry made from stainless steel alloy are also becoming popular fashion jewelry the world over. This is because stainless steel can be anodized to give the jewelry a rainbow of colors that can inject some colors into your fashion style. The colors may range from pure gold to glossy black and rich deep pinks. Being resistant to tarnish and scratching the pieces of jewelry that you buy will retain their color for eternity.

When choosing fashion jewelry made of steel go for one that has the right colors for your style. Remember to also buy the design that best communicates your sense of style. There are quite a number of great designs in the market that includes ID bracelets, name plates, hearts and military-style designs. Pieces of jewelry made of steel are extremely difficult to resize or even bent. This means that you should ensure that you buy the right size and shape at all times.

Men’s Jewelry

Jewelry made from steel are strong durable and quite manly. They are also quite affordable when compared to those made of gold or platinum. This does not, however, mean that you should buy the next steel jewelry you come across. There quite a number of women style steel jewelry that you should avoid. For men’s jewelry, go for natural colors such as silver, or black. Also, check the design for masculinity. For ladies, colorful pieces of jewelry will do.

Stainless steel jewelry is becoming quite popular these days because of their great qualities and the competitive prices they go at. To get the best jewelry it is important to consider the guidelines based on categories such as body jewelry, fashion jewelry, and men’s jewelry.

What Is Olympics Cupping Therapy?

Through Olympics cupping, designed for athletes you cannot only enhance your blood flow but at the same time reduce muscle tension and promote the cell repair. It is even beneficial for connective tissues and aids in the formation of new blood vessels present within them. Athletes make use of cupping services by sports physiotherapy centre to heal a host of conditions and aliments.

Different Types of Cupping
In the ancient era, cupping was performed with the help of animal horns. Later different cups made up of ceramic and bamboo evolved. Effective suction through these cups was possible with the use of heat, the cups were first heated in fire and then applied. Once they were cooled, they drew the skin due to pressure difference.

Modern cupping utilize cups that are crafted from glass and are rounded like balls. The two main types of cupping include:

• Wet Cupping
• Dry Cupping

In wet cupping a combination of medicines and suction is used to treat the patient, while for dry cupping only the suction method is implemented. Your preferences, present condition and the problems that you are going through help you choose the appropriate one.

What To Expect From Olympics Cupping Treatment
During the treatment, a specialized cup is placed on the skin and the vacuum sucks the muscle upwards. This creates a pressure onto the vessels, allowing the muscle to relax and relieves tension. The cups are usually allowed to settle for a period of 5 – 10 minutes after which they are removed and placed at another part of the skin. The process continues until a particular segment of the body has been rejuvenated by the cupping session.

To help athletes make the most of it, practitioners combine the power of cupping along with acupuncture to treat skin issues, digestions and other associated problems.

Cupping is able to cure a wide range of conditions that athletes often suffer at some point or the other and these include
• Facial Paralysis
• Lumbar disc herniation
• Herpes Zoster
• Cervical spondylosis

The best part about this therapy is that it has zero side-effects or risks, allowing you to attain a perfect body without any complications.

But, before you begin with your cupping session do make sure that you consult with qualified practitioners about your conditions, past medical records and your expectations from the treatment. Because this ancient integrative medicine requires the support of both practitioners and patients in order to achieve successful results.

Preventing Fleas and Heart-worms From Effecting Pets

Heartworms and fleas are parasites that can result in critical problems in pets. The good news is that it is now possible to prevent these parasites by utilizing safe, effective and easy-to-administer treatments. It is a well-known fact that heartworm disease can damage the lungs, heart, and other related blood vessels. This disease is spread through an infected mosquito bite. In dogs, heartworm disease is treatable, but it is very painful and expensive. While there are no authorized products for heartworm treatments in cats. Fleas are bloodsucking parasites that transmit tapeworms can result in flea allergy dermatitis (FAD). Hence, it is advised to prevent heartworms and fleas in pets.

Some facts about Heartworms

Heartworm disease affects dogs, cats and a maximum of thirty other mammal species.
This disease spreads through parasitic worms residing in the major lung vessels and at times in the hearts.
This disease can cause wide array of problems affecting the heart, liver, lungs and kidneys of the pets. In some extreme cases, it can even lead to death.
In cats, heartworms can result in respiratory disorder that imitates feline asthma. But there is no approved treatment of heartworms in cats.
Heartworm disease is 100% preventable but still there are many pets who are diagnosed with this disease every year.
There are more than 25% heartworm infected cats that live indoors.

Prevention of Heartworm disease

It is recommended to give Sentinel Spectrum as a heartworm preventive treatment for dogs. It is one of the best treatments available for dogs that provides 100% heartworm prevention guarantee, along with prevention of four other intestinal parasites including: hookworms, roundworms, tapeworms and whipworms. It even aids in preventing fleas from laying eggs, thus controlling flea infestations.

Fleas can lead to critical problems in dogs and cats. Some of the adverse reactions of fleas on pets include: continuous itching and scratching, hair loss, scabs, skin damage and skin infection. It is also known as Flea Allergy Dermatitis (FAD).

Some facts about fleas

Fleas can not only affect pets, but also human beings.
Fleas can transmit tapeworms to pets and people.
They play a significant role in spreading cat-scratch fever disease between cats and humans.
Fleas can suck lots of blood from the pets that it can result in weakening and even life-grievous anemia.
Fleas can be seen nearly anywhere in the year. But they are less prevalent in colder months.

Prevention of fleas

Advantage is one of the best flea preventive treatment available in the market. It is completely waterproof monthly treatment which enables dogs from going into the water without the effect of the treatment to wear out. It aids in preventing flea allergy dermatitis (FAD). Flea bites are prevented within 5 minutes of administration of the treatment. It also kills 100% chewing lice within a week of administration and is effective for a full month. It kills adult fleas within half a day of administration and 99% flea larvae within 20 minutes of administration.

The combination of Advantage and Sentinel Spectrum is the easiest way to safeguard your pets from these pesky parasites.

The Beginners Guide To Finding A Luxury Condominium For Your Next Vacation

Perusing and choosing from a variety of luxury condominiums can be overwhelming, particularly if you are next to the scene. Condos can be a particularly tricky type of accommodation, but they can be some of the most rewarding choices if you know what to look for. Fortunately, there are some standard guidelines to follow and things to watch for when choosing a hotel. Take a look at some of the following tips to help you make the most of your accommodation choice:

1. Be mindful of your price range.

This is an important tip! Make yourself a budget for your travels and then stick to it. If you must go over, then be sure you have a concrete reason for exceeding your initial estimate. The beauty of condominium-style hotels is that you have a range of options with different prices. With luxury condominiums, you should be able to specifically see the amenities for which you are spending your budget. Searching online for special deals and promotions and traveling during the off-season are all good tips to help save you some money. Join a mailing (or emailing) list for even more specials and promos.

2. Determine which amenities are important to you.

Different people will have different expectations of their hotel choice. If you are traveling with your family, you will probably be interested in a different set of amenities than if you were traveling by yourself or with adults only. Ask about swimming pools, hot tubs and saunas. Some people really enjoy having large, community spaces for everyone to lounge in after the day’s activities. Campfires and grills are also things to consider if you plan on spending a lot of time outdoors. The sky is the limit when you are discussing luxury condominiums, so make sure you keep your options open and your expectations defined.

3. Ask for a variety of room options.

For some hotel-style condos, you can expect privately owned rooms within a hotel setting. This means that a large condo building is generally under group management, but each unit is individually owned. Look for photos online to peruse your options. Checking out online reviews is also an excellent method for checking on the status of a particular condo. Keep this in mind when you are attempting to book with a company. Also, consider what would be best for your travel group. If you are going with just one person, you may want something completely different than if you were hosting children or extended family members.

4. Think about the activities in which you want to participate.

The activities in which you will participate while on vacation should influence your choice in luxury condominiums. If you are booking a ski trip, then check the access to ski lifts, ski lessons, and ski-lodge type of accommodations. If you will be in the mountains, then inquire after relaxing spa options. Adjust your sleeping accommodations to your vacation choices in order to maximize your vacation experience. Call ahead of time to see how the hotel management can accommodate you.

How a Pleasant Shopping Experience Can Make Your Day

Would anyone in this world be jubilant about spending at least 2.5 hours in a grocery store? Well, I can honestly say, “I would not.” However, my shopping experience today was a very satisfying.

To begin, to put this experience into context, let me describe for you our new, enormous marketplace grocery store that recently opened in our neighborhood. This store has almost everything that one might desire. First and foremost, for me, there is a coffee shop, not to mention a wine bar, where you can stop and have a drink of wine and socialize before or after your shopping experience. Once you have tackled your grocery list, if there is just a little left over in your budget, you can treat yourself to a piece of clothing or a pair of shoes.

Now that I have set the tone of my experience, let me move on to the gist of my article, why in the world did this shopping experience last 2.5 hours. Well, to begin, I had just returned from an early morning medical appointment and I had not had my morning cup of java and anyone that knows me, can understand why that would be a problem. So, my first stop was the coffee shop. Once, I had my first sip, I was good to go. However, my stomach alerted me that the shopping experience would not be good, if my hunger was not satisfied. Just in the nick of time, while at the food deli, I was greeted by one of the store employees and I questioned her about breakfast foods. She immediately pointed me into the direction of a rack where there was one large Meat Lover’s Burrito left. Without hesitation, I grabbed the burrito, returned to the coffee area to eat it.

Now that my hunger had been satisfied, I moved on to the vegetable and fruit area. While picking out my vegetables, there was another shopper who had on nautical clothing. So, I kindly mentioned to her that her attire would be the perfect outfit for me, as I am planning to go on a cruise in a few weeks. She responded and we socialized for just a little bit. I noticed that she was removing her earrings and without hesitation, she gave them to me and went on to explain her reasoning. She thought they would go very well with my cruising experience, as the theme was, of course, nautical. I stated that I could not accept her earrings; however, she insisted because she indicated she had another pair exactly like this pair. Remembering what my mother taught me, “to always be humble and graciously, thankful for any gift that I receive.” So, I thanked her for the gift and mentioned that I would tuck them away in a safe place until my trip.

Moving on, my next area would be the gourmet cheese section and there I met another shopper where her and I discussed the various cheeses that was displayed in the counter. She, pleasantly, began to share with me her experience with cheese and she sounded like a “cheese expert” to me. I should have mentioned early in the article that my family deemed a “social butterfly” early in life and I have lived up to that reputation since then. So, our conversation continued for well over 15 minutes, of course, drifting off to several other topics. After a while, we shared what area of the community that we lived in and would you believe that she turned out to be my neighbor, whom I had met approximately four years ago. We both moved into the community around the same time. Subsequently, we shared our contact information, once again, and both of us decided that we needed to get back to shopping and agreed to stay in touch.

Finally, my grocery shopping was all done and I proceeded on to the check-out counter. In conclusion, my hope is that by sharing my experience, it will challenge others to take the time to reach out to others. Extend a friendly compliment to someone, or pay it forward; and, hopefully, the positive experience will help set a tone for the rest of your day, as well as the other individual with whom you interacted.

4 Ways To Wholesale Real Estate

Want to invest in real estate with no financial risk and no money or credit? Wholesaling houses is a popular choice. I personally think wholesaling can be a challenging way to get started, but the fact that you can get started in real estate investing without any barrier of entry makes wholesaling an attractive option. If you can get good at this side of the business, you will be success with anything you want to do. The reason I say that is finding deals is what makes a wholesaler successful. If you can get good at finding deals, you have unlimited potential.

Once you find a deal, you need to understand how to sell it to make your profit. Here are four ways you can structure your wholesale properties.

Contract Assignment: This is the easiest, but comes with some risks if not done correctly. It is also somewhat restrictive as bank owned properties will prevent this. This works well when you negotiate your deals directly with the seller. The way this works is you will get a house under contract and then you will assign your rights in the contract to another buyer for a fee. That new buyer will take on the rights and responsibilities in the contract and will close in your place. It is best to get your fee paid up front, but it is very common to get your fee when your buyer buys the house. Here are a few things to keep in mind when assigning contracts.

Be sure that you always disclose to your seller that you are or may assign the agreement to another buyer for a fee. I suggest you actually put this in the contract. Sellers should be OK with this if you are transparent that you are an investor who buys houses for a profit before you start to negotiate.

I would get money from your money that is at least enough to cover any earnest money you put up with your seller. That way if your buyer defaults on the agreement you at least cover your costs. Always try to get the entire fee paid when you assign the contract.

I like this way the best because it is easy to do on your end, it is easy for the buyer and the buyer’s lender, and it is the cheapest way to go.

Double Close: This just means that you actually buy the house and then resell it. There are several ways to do this, but the most common is to buy and sell in the same day or within a day. Typically, you will need to bring in financing to get your closing done with the seller, which is why this is my least preferred method to wholesale. Also, because you have two closings you will have two sets of closing costs, so it is the most expensive way too. With that said, some wholesalers prefer this method because they do not have to disclose to the seller their intent to resell and they can both keep their deal with the seller and their deal with their buyer private. It is believed by some that this is a good way to protect your profits. The information will all become public record at some point, but that is well after the closing.

This is the method you will use by default if you do not do your contract on the front end correctly, so we do see double closing frequently.

Flip the Entity: This has become the most common way to wholesale in my market. Most, if not all, the successful wholesalers will use this strategy. Especially when wholesaling foreclosures where contract assignments are forbidden.

The way this works is the wholesaler will set up a separate entity, like an LLC or a Trust, and put that entity as the buyer of the house to be wholesaled. They will then sell the entity itself for a fee. The benefit with using this strategy is that actual contract on the house does not change. Since the buyer of the house is the entity, there are no issues with any regulation or assignment restrictions. The downside is it could be more work because of the extra step to set up the entity, and there could be additional fees to register the entity with the state. The risk for the buyer is whenever you buy a company you are buying all of it. So, if the entity was used in another transaction and owes money to anyone, the new buyer could be on the hook. Knowing this, the best way to do this transaction is with a brand-new entity used for this one purpose.

Relationship Close: I don’t know if there is an actual name for this method. In fact, it is rarely seen. What I mean by relationship close is that you have such a strong relationship with a buyer that you write offers in the buyer’s name. For this to work, you should be a licensed agent and preview houses for your buyer. You would need to understand their criteria and only offer on houses they will want to buy. I have a client that works this way. He has an agent write his offers and the agent/wholesaler gets paid a commission with each successful closing. They do 2 to 3 deals a month with this strategy. My client just signs contracts without looking at them at this point and trusts what the wholesaler is putting together solid offers. There is always an inspection clause protecting the buyer and the agent, but more than 9 out of 10 houses that go under contract close. That is because the agent/wholesaler knows the business and knows what this buyer will buy.

I would stay away from this method, especially if you are just starting out. A lot can go wrong. I wanted to mention it because it is one of the 4 ways that I see people wholesale. If you are just getting started I would focus on contract assignments and then flipping the entity.

DUI Breathalyzer Accuracy

Anyone that has been stopped and arrested for a DUI charge is likely to find the entire process to be very difficult and stressful. Plus, with the reported increase in accidents involving drivers under the influence of alcohol or illegal substance, the authorities are making every effort to prosecute all offenders. In order to prove a person is driving under the influence, the law enforcement official that made the stop has a choice of asking the driver to take a roadside sobriety test or use a breathalyzer. A first course of action may be the sobriety test which involves simple tests like walking in a straight line, lifting one foot off the ground, touch the tip of your nose, etc.

But, these tests aren’t entirely reliable and the most common option used is the breathalyzer. A field breathalyzer is quick to use and basically involves breathing air into a device that is analyzed to determine whether of not the driver has consumed too much alcohol to be on the road.

While the breath analysis is the favored method to test the concentration of blood alcohol in a roadside stop, they are nowhere near as reliable or accurate as blood tests. But, for the case of DUI investigations, it is seen as an acceptable option, provided it is administered in the correct fashion.

The breathalyzer tests aren’t complicated and a useful piece of portable kit to analyze a sample, but the result generated by this device may not be as reliable as the authorities would like you to believe. In fact, it has been reported that neither the spectroscopic BAC (Blood Alcohol Content) test nor the breathalyzer test is 100% trustworthy. This mostly relates to alcohol not affecting everyone the same, with many people able to consume quite a lot and still not be drunk.

Even though the test can give a positive indication that the BAC reading is high, this doesn’t actually confirm the driver was under the influence of alcohol while in control of their vehicle.

Scientific studies have taken place in relation to the accuracy of the breath alcohol tests, and their conclusion was that they are inherently unreliable. These studies have indicated that the breath readings can be up to 15% outside of the true blood alcohol levels.

So, in the event of being stopped for a DUI charge, you don’t really want the result from a breathalyzer to be the defining factor that determines the sentence issued. The best course of action is to get in touch with a skilled and reputable DUI attorney who is able to use their knowledge of the law to help fight this offense.

A DUI charge is a serious offense that has the potential to lead to a variety of legal consequences, which can include a period of prison time, attending alcohol or drug awareness classes, taking part in community service, having to pay a high fine, or the loss of your driver’s license. There are situations where the sentence given is more severe, such as having a minor on-board at the time or not being a first offense.

In the approach to defend the DUI charge that involves a breath analysis, any qualified criminal defense lawyer will be aware that there could be several operational and theoretical issues. There are a variety of factors that can lead to the results of blood-alcohol analysis being regarded as unreliable, and attempt to show that this type of data isn’t enough to prosecute. By using a lawyer it is possible to get the get outcome with a case either closed or a sentence kept to a minimum.

Posted in Law

Is Your Hotel Ready for the Millennial Traveler?

Before I continue, let’s first make sure we’re on the same page about who were referring to when we use the expression ‘millennial traveler’.

Millennial, also more commonly referred to as Generation Y or Generation Next, are people who were born between the early 1980s and early 2000s. They make up about 20% of international travelers and it is estimated that by 2020, they will account for more than 320 million international trips.

Phew. Those are some staggering numbers right there! It’s no wonder that hotels are wooing them with everything they have. But for all the effort they’re making, do hotels really have what Millennial want? Do they even know what Millennial are looking for?

If you’re not quite sure, let me drop a few hints your way

Hint No.1: Technology is their life force

Technology is to Millennial what water is to fish – life itself. The perks that most of us consider good to have – Internet, WiFi, hi-speed mobile data – are essential to their way of living.

What this means for hotels

According to a report, almost 71% of Millennial travelers considered free WiFi an important factor when choosing a hotel. So hotels, pull up your socks and put the technology in place for them. Or they’re likely to walk up to your competitor and book a room with them.

Hint No.2: Millennial love their smartphones

‘Technology at your fingertips’ is an expression that’s taken very seriously by the Millennial. He is likely to go for hours without food and water, but not without checking his smartphone. He works, plays, chats, networks, writes emails, watches videos, and stays up to date on news using his phone. Other more complicated actions like booking tickets, making hotel arrangements, and paying bills can also be competently handled by his handset.

What this means for hotels

It’s absolutely imperative that hotels invest in superior mobile technology, starting with a website that adapts to different screen sizes and resolutions. With more than half of millennial travelers using mobile devices to discover and book hotels, the hospitality industry is paying a heavy price for not investing in a mobile responsive website. You might also want to consider getting an app for your hotel, to facilitate functions like mobile check in, check out, payments, and en-cashing loyalty points.

Hint No.3: Millennial are ‘social’ creatures

Generation Y is often criticized for shirking the forms of social interaction that their parents were fond of. They’re considered aloof, standoffish, and a little bit asocial. But the truth is that Millennial do tend to connect to each other, just not in ways that are familiar to us. The online world, especially social media, takes precedence in their social life. Facebook, Twitter, What’sApp, GChat, and Snapchat is where they hang out, check in, upload pictures, start conversations, and share details of their life.

What this means for hotels

Given that social media is one of the biggest influencing factors in the life of a Millennial, hotels must make a concerted effort to have a presence on various platforms. In fact, they must go beyond the token Facebook and Instagram page and build a community online. Reach out to your audience, engage them, solve their problems, and invite them to leave reviews. An active social media profile inspires confidence among Millennial and is likely to win you brownie points in the long run.

Hint No.4: Millennial place great faith in peer reviews

Generation Y is a suspicious lot and they can recognize a marketing gimmick from a mile away. For this reason, they rely heavily on ‘peer review’ to gather information about a place. Whether they’re buying a new gadget or trying out a restaurant in the neighborhood, you’ll see them pouring over reviews before deciding to do anything. They consider it a more authentic and ‘real’ source of information. And you can be 100 per cent sure that they’ll be reading up about your hotel before deciding to stay there.

What this means for hotels

Do not try to patronize or trick the Millennial traveler. All your online properties (website, blog, social media profiles) should display accurate information, accompanied by up-to-date pictures. If you’re offering a deal or discount, lay out the terms in black and white. Encourage your visitors to leave you a review on platforms like Trip-advisor or your Facebook page; incentivize the process, if you have to. Should you receive a negative review, take steps to address it and resolve the situation.

Millennial don’t expect you to be flawless. However, they do expect you to be transparent and sincere. Mistakes are an inevitable part of your industry and if you’ve taken every possible step to rectify the problem, you will be forgiven. Otherwise, you’ll find yourself at the receiving end of a nasty review posted for the entire world to see.

Hint No.5: Millennial are into Bleisure

Generation Y is relatively unencumbered by responsibilities at home and are more open to taking business trips. However, unlike the previous generation, almost 62% of millennial travelers will extend their business vacation to explore the place and gain cultural experiences.

What this means for hotels

Gone are the days when that solitary desk in the hotel room took care of any ‘business needs’ that travelers had. Millennial do not like working inside their rooms. This is the generation that steps out to a coffee shop to sit with their laptops and work for hours. The concept of the ‘third space’, independent of home and office, has been popularized by them. Design hotel lobbies to cater to this demand, so that when they step out in search for a place to work, they don’t have to go very far.

Hint No.6: Millennial look for authentic experiences

Despite what might look like their preoccupation with the cyber world, Millennial are always looking for unique and meaningful travel experiences. They want their stay personalized and won’t pass up an opportunity to learn something valuable. Not content with hitting the high spots of a tourist destination, they crave interaction with locals and enjoy immersing themselves in a variety of cultural experiences.

What this means for hotels

Reject the cookie cutter approach to the services you offer your guests. Offer them a genuine travel experience, one that is immersive, interactive and hands on. Don’t just take them on a regular sightseeing tour that showcases the city from behind the panes of a bus or car window. Take them to meet local artisans, show them the way to the hip and happening underground bar, and expose them to interesting customs and traditions. That’s the only way to add true value to their life and create an experience they will cherish for life.

There’s no denying that Millennial are driving the hospitality industry with full force. They already account for a third of the hotel guests in the world, and by 2020, the figure is expected to climb to 50 per cent.

To keep pace with growing demands, hotels must show a willingness to evolve and reinvent themselves. They have to put aside traditional methods of functioning, revisit their marketing strategy, and curate unique experiences for Generation Y.

Besides, it is in their best interest that hotels up their game. By updating their offers, hotels stay relevant within the industry and equipped to deal with the demands of changing times. Millennial travelers are the cash cow that every industry dreams of, and by catering to them, hotels are ensuring themselves a solid revenue stream for the next few decades, at least.

Underated Garium Sulphate

The Underated garium sulphate!

Over the years I have heard a lot of people condemn the intake of soaked Garri (also known as Garium Sulphate, cassava flakes) and have reduced it to a poor man’s meal. Take your time to read through this article, you will understand the nutritional benefits of taking soaked Garri as a normal meal.

Garri is a popular West African food made from cassava tuber. The soaked garri is a popular fast food for majority of people in Nigeria. Moreover, it could simply be taken as regular flakes and mostly taken when the weather is hot (in the afternoon or at night).

Best ways to soak garri

Garri is basically associated to poor people because it’s sold very cheap (measured in cups), easy to prepare and can be prepared with nothing but only water. Therefore, those that can’t afford a decent meal would rather go for it. Hey! That’s for poor people, left to me garri is for rich dudes but have been abused by the poor. I have met a lot of rich people who really enjoy taking garri as a meal. An average Nigerian in one way or the other must have taken garri. I was amazed when T-boss (from Big Brother Naija, BBN) opened her mouth to say she had never taken garri. I don’t really want to talk about that now.

Nevertheless, there are special ways of preparing your lovely soaked cassava flakes. This is how a normal garri looks like without adding anything:

Things you need to prepare it:

a. Cassava flakes
b. Water
c. Cubes of sugar
d. Groundnuts or kuli kuli
e. A tin of milk
f. Ice blocks or cold water
g. Fried/grilled fish or Pkomo (also known as Canda)
h. Coconut

Adding these things properly together makes up a decent soaked garium sulphate and can cost about N700, which is far above an average Nigerian’s meal. Moreover, there are nutritional benefits of soaked garri. Garium sulphate is rich in fiber, magnesium, Vitamin A (for yellow cassava) and copper. This directly implies that garri made from yellow cassava can improve your eye sight and when taken according to my prescription above will give you a balanced diet. Therefore you have no worries, because a plate of soaked garri can make your day (especially if your day was hectic).

Be proud of Africa and its wonderful heritage. I love My Africa!

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